Carer Payment calculator 2026

Carer Payment is an income support payment if you give constant care to someone with a disability, illness or who is frail aged. Carer Allowance is a separate supplementary payment for daily care, and you can get both. This calculator uses the official Services Australia rates and the pension income and assets tests.

Maximum rates per fortnight (from 20 September 2026)

How the income and assets tests work

• Income test: singles can have $226 a fortnight before the payment reduces by 50 cents per dollar. Couples can have $396 combined, then each payment reduces by 25 cents per dollar.
• Assets test: the payment reduces by $3 a fortnight for every $1,000 over the limit (singles), or $1.50 each for couples. A single homeowner can have $333,000 in assets for a full rate; a couple homeowner $499,000 combined.
• You get whichever test gives the lower amount.
• You can work up to 100 hours in a 4-week period.
• Carer Allowance is $162.60 a fortnight and isn't income tested below $250,000 combined income a year. Each payment brings a $600 Carer Supplement each year.

What this calculator doesn't include

• Deeming of financial assets, Work Bonus, Rent Assistance or transitional rate rules
• Eligibility rules for the person you care for (their income must be under $143,752 a year and assets under $886,750 if they don't get an income support payment)
• Part Carer Allowance when care is shared with another carer

Read more: Carer Payment rates 2026 and Carer Payment vs Carer Allowance.

Frequently Asked Questions

Estimate only. This is a simplified estimate, not financial advice or a decision about your entitlement. Services Australia decides your eligibility and rate. Check the official Services Australia pages or use their Payment and Service Finder.

Official Sources

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• Carer Payment rates 2026 (guide)
• Carer Payment vs Carer Allowance (guide)
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