Support at Home fee estimator
Estimate your contributions and what's left in your quarterly budget. Official budgets and rates current as of 1 October 2026.
Estimate your Support at Home contributions
Planned services per quarter (at your provider's prices)
Quarterly budget: $7,632.04 ($30,528.16 a year). Care management (10%): $763.20. Available for services: $6,868.84.
| Category | Your rate | You pay |
|---|---|---|
| Clinical supports | 0% | $0.00 |
| Personal care | 0% | $0.00 |
| Independence | 5% | $50.00 |
| Everyday living | 17.5% | $350.00 |
You contribute about $400.00 a quarter. The government pays $5,600.00 from your budget.
Left in your budget this quarter: $1,268.84.
Budgets and rates current as of 1 October 2026.
Support at Home gives you a quarterly budget based on your classification. 10% goes to your provider for care management. For each service you receive, you contribute a percentage of the provider's price, depending on the service category and your income and assets assessment. The government pays the rest from your budget.
Quarterly budgets (current as of 1 October 2026)
| Classification | Quarterly budget | Annual |
|---|---|---|
| 1 | $2,757.89 | $11,031.56 |
| 2 | $4,120.89 | $16,483.56 |
| 3 | $5,645.23 | $22,580.92 |
| 4 | $7,632.04 | $30,528.16 |
| 5 | $10,202.32 | $40,809.28 |
| 6 | $12,365.48 | $49,461.92 |
| 7 | $14,944.20 | $59,776.80 |
| 8 | $20,073.50 | $80,294.00 |
| Transitioned HCP 1 | $2,823.55 | $11,294.20 |
| Transitioned HCP 2 | $4,965.14 | $19,860.56 |
| Transitioned HCP 3 | $10,808.30 | $43,233.20 |
| Transitioned HCP 4 | $16,385.99 | $65,543.96 |
Annual figures here are 4 × the quarterly budget and may differ from the official table by a few cents.
Contribution rates
| Your situation | Clinical | Independence | Everyday living |
|---|---|---|---|
| Full pensioner | 0% | 5% | 17.5% |
| Part pensioner, or self-funded with a CSHC | 0% | 5%–50% | 17.5%–80% |
| Self-funded without a CSHC, or means not disclosed | 0% | 50% | 80% |
From 1 October 2026, approved personal care in your support plan is fully funded, so it has no contribution. Care management has a 0% contribution. Part pensioner rates are tapered by Services Australia, so enter the rates from your letter for the best estimate.
What this estimator doesn't include
- The "no worse off" arrangements for people approved for a Home Care Package on or before 12 September 2024
- Short-term pathways (Restorative Care, End-of-Life, AT-HM), supplements, carry-over and lifetime caps
- The exact part pensioner taper, which Services Australia calculates from your income and assets assessment
Read more: Support at Home fees and Support at Home classifications.
Frequently Asked Questions
How much does a full pensioner pay for Support at Home?
0% for clinical supports, 5% for independence services and 17.5% for everyday living services, as a percentage of the provider's price. Approved personal care is fully funded from 1 October 2026.
What are the Support at Home classification budgets?
From $2,757.89 a quarter for classification 1 to $20,073.50 a quarter for classification 8, current as of 1 October 2026. They're indexed on 1 July each year.
What if I don't do the income and assets assessment?
You'll be treated as 'means not disclosed' and pay the maximum rates: 50% for independence and 80% for everyday living.
Is this my actual contribution?
No, it's an estimate only. Services Australia (or DVA) tells you and your provider your actual contribution rates after your income and assets assessment.
Estimate only. This is a simplified estimate, not financial advice. Your actual contribution rates come from your Services Australia or DVA income and assets assessment. For a fuller estimate use the official My Aged Care fee estimator.
Official Sources
My Aged Care – Support at Home costs and contributions
Effective: 1 October 2026 | Last checked: 26 October 2026
My Aged Care – Support at Home funding changes from 1 October 2026
Effective: 1 October 2026 | Last checked: 26 October 2026
My Aged Care – Support at Home fee estimator
Effective: Official estimator | Last checked: 26 October 2026
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